Effective Date: January 6, 2025

Welcome to Micaela Rodriguez Insurance ("we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our website, www.micaelarodriguezinsurance.com (the "Website"), and the services we provide (collectively, the "Services"). By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Website or Services.

1. Use of the Website

1.1. Eligibility: You must be at least 18 years old to use this Website. By using this Website, you confirm that you meet this age requirement.
1.2. Prohibited Activities: You agree not to engage in activities that:

• Violate any laws or regulations.

• Impair or interfere with the operation of the Website.

• Introduce harmful software, such as viruses or malware.
  

1.3. Accuracy of Information: You are responsible for providing accurate, complete, and up-to-date information when using our Services.

2. Services

2.1. Insurance Products: Micaela Rodriguez Insurance provides information and quotes for various insurance products, including but not limited to life, health, annuities, and home insurance.
2.2. No Guarantee of Coverage: Use of this Website does not guarantee eligibility for insurance coverage. Final decisions on policies and coverage are subject to underwriting guidelines and approval by the insurance carrier.
2.3. Advisory Limitations: Information provided on the Website is for general informational purposes only and does not constitute legal, financial, or professional advice.

3. Privacy Policy

Our Privacy Policy governs how we collect, use, and protect your personal information. By using this Website, you agree to the terms of our Privacy Policy.

4. Intellectual Property

4.1. Ownership: All content, materials, and intellectual property on this Website, including but not limited to text, graphics, logos, and software, are owned by or licensed to Micaela Rodriguez Insurance.
4.2. Restrictions: You may not copy, distribute, modify, or exploit any content from this Website without prior written consent from us.

5. Limitation of Liability

To the fullest extent permitted by law, Micaela Rodriguez Insurance and its affiliates, employees, and agents shall not be liable for any damages arising out of or related to your use of the Website or Services, including but not limited to direct, indirect, incidental, punitive, or consequential damages.

6. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting on this page. Continued use of the Website after such changes constitutes your acceptance of the new Terms.

7. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Website shall be resolved exclusively in the state or federal courts located in Florida.

8. Contact Us

If you have any questions about these Terms, please contact us at:
Micaela Rodriguez Insurance
Email: info@micaelarodriguezinsurance.com